Critical Illness insurance can help with the treatment costs of covered critical illnesses, such as a heart attack, cancer or stroke. With the Critical Illness plan, if you elect a coverage level of $10,000 and you are diagnosed with a covered Critical Illness such as cancer while on the plan, this policy will pay you a benefit of 100% of your $10,000 elected policy. Employees can choose their level of coverage – either $10,000, $20,000 or $30,000. Spouses/Domestic Partners and dependent children are eligible for up to 50% of the employee’s amount.
Some Examples of coverage payment options are listed below:
For a full list of covered items and rates, please contact ALLIANTCHOICE+ directly. Call 833-634-7132 or email choiceplus@alliant.com.
SOME COVERED CRITICAL ILLNESSES |
SAMPLE PERCENTAGE OF FACE AMOUNT / BENEFIT |
---|---|
Heart Attack |
100% of elected policy amount |
Limited Benefit Major Organ Transplant |
100% of elected policy amount |
Kidney Failure (End-Stage Renal Failure) |
100% of elected policy amount |
Stroke |
100% of elected policy amount |
Bone Marrow Transplant (Stem Cell Transplant) |
100% of elected policy amount |
Sudden Cardiac Arrest |
100% of elected policy amount |
Non-Invasive Cancer |
25% of elected policy amount |
Coronary Artery Bypass Surgery |
25% of elected policy amount |
Skin Cancer |
$250 |
Wellness Benefit |
$50/insured/calendar year |
This plan also provides a one-time $50 benefit once per year if you have one of 19+ covered health screening tests per covered individual (such as employee and spouse or domestic partner). Examples of covered wellness tests include: Colonoscopy, pap smear, serum cholesterol test, fasting blood glucose test or any other medically accepted cancer screening test.
Mammography tests performed while an insured’s coverage is in force are eligible for a $200 benefit once per calendar year based on the insured’s age.
Coverage is affordable, because you choose how much you buy. For instance, a 45-year old non-smoker will pay about $7.50 per paycheck for $10,000 in coverage.
Please access AlliantCHOICE Plus through the Workday link to see the rates that would apply for you and your family members.
Question About Voluntary Benefits
Need more information? For a full list of covered items and rates please contact ALLIANTCHOICE+
Call 833-634-7132 or email choiceplus@alliant.com